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Patient Financing and Insurance

Financing

Fees, Billing, and Collection

All non-covered services, deductibles, and co-payments are due at the time of service. We accept check, MasterCard, AMEX, Discover, and Visa. We will be happy to discuss fees in advance and provide an estimate on any service we provide. Give us a call today at 919-782-5400.

We understand that managing healthcare expenses can be challenging. To assist, we offer payment plan options. For more information on eligibility and how these plans can benefit you, please contact our office today.

Our Commitment to Transparent, Upfront Billing

To make your experience with us as smooth as possible, we collect payments at the time of service. This includes co-pays, deductibles, refraction fees, and any outstanding balances. Our goal is to help you understand your financial responsibility while reducing surprise bills after your visit.

What You Can Expect

Frequently Asked Questions (FAQ’s)

Collecting at the time of service ensures transparency, reduces administrative costs, and helps prevent unexpected bills later on.

We may collect co-pays, unmet deductibles, refraction fees (used to determine your eyeglass prescription), and any past due balances.

We use real-time eligibility tools to help verify your benefits. If there’s a discrepancy, we’ll discuss it with you and provide options, including refunds if overpayments occur.

We’re happy to work with you. You may be able to pay a portion today and arrange a monthly payment plan.

Keeping a card on file simplifies the billing process and ensures you only pay what you owe—no more, no less. All card data is encrypted and stored securely through a third-party vendor.

Our billing team is here to help! Please call the number listed on your statement or speak with a front desk representative during your visit.

Thank you for trusting us with your care. We are committed to clarity, fairness, and service at every step of your visit.


CareCredit Healthcare Credit Card for Better Vision

There is an easier way to pay for your vision care including LASIK. We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program. CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget. Whether you’re considering cataract surgery, or cosmetic surgery, or it’s simply time for your comprehensive eye exam, CareCredit can help you see clearer, sooner.

Payment Calculator

CareCredit is the credit card exclusively designed for healthcare services. CareCredit offers special financing on purchase of $200 or more* for healthcare procedures not commonly covered by insurance, including Premium-IOLs or laser surgery for cataracts, and cosmetic surgeries.

Why put off improving your vision tomorrow, when you can see clearer today?

*Subject to credit approval. Minimum monthly payments required. Visit www.carecredit.com for details.

Insurance And Payment Information

Accepted Insurance

While we attempt to keep our site up to date, if you have questions regarding coverage, please contact us.

All the physicians at Raleigh Ophthalmology are participating physicians with Medicare. We are providers for BC/BS, Aetna, Cigna, United Healthcare, Medcost, and more.

We are participating with almost all the plans available in the Triangle, but please call or email us if you do not see your plan listed.

We strive to make the staff knowledgable in all aspects of each plan and will try to answer any questions you may have. While most plans require patients to obtain authorizations from their primary care doctor, we are available to help whenever possible.

Raleigh Ophthalmology, in accordance with the guidelines of the insurance companies, is required to get the appropriate copays at the time of service.

If no insurance is applicable for a particular service, payment is required at the time of service unless other arrangements are made prior to the visit.

Get Started

Schedule your appointment at Raleigh Ophthalmology in Raleigh, NC, today!
(919) 782-5400
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