Cataract Cost & Financing

Affordable Pricing Solutions for Premium Cataract Surgery

Learn More

Pricing Details For Cataract Surgery

At Raleigh Ophthalmology, our cataract surgeons are certified by the American Board of Ophthalmology. Like other health procedures you may be considering, cost could be a top concern. While cost is no doubt an important factor, the overall quality of the care and provider, and visual outcomes should also be at the forefront when deciding whether cataract surgery is right for you.

Want to reduce your dependency on glasses? Significant technological advances have provided a number of different premium lens options for patients requiring cataract surgery. These lenses can help provide crisp and clear vision at more than one distance or focal point while reducing or potentially eliminating the need for corrective eyewear after cataract surgery.

At Raleigh Ophthalmology the pricing details for cataract surgery are:

Monofocal Lens

Standard Laser-assisted Cataract Surgery
$1550 Per Eye
Monthly Fees Starting at
$130 Per Month


$2250 Per Eye
Monthly Fees Starting at
$188 Per Month


$2950 Per Eye
Monthly Fees Starting at
$246 Per Month

*Your surgery coordinator will discuss details following your cataract evaluation.

Apply for CareCredit Now!

Get Started

You Have Options

4 Ways to Pay

1 Credit Cards and Checks
Our practice accepts all major credit cards, personal and certified checks.
2 Patient Financing
We’re pleased to accept the CareCredit credit card, North America’s leading patient healthcare financing program. CareCredit lets you begin your procedure immediately — then pay for it over time with monthly payments that fit easily into your monthly budget.
3 Tax Refunds, FLEX or HSA Accounts
You may be able to use part of your tax refund, FLEX spending account, or HSA to cover the costs of premium IOLs that insurance does not cover. Save receipts and check if these expenses qualify for reimbursement.
4 Insurance
Insurance will likely cover the basic cataract surgery procedure, but not the additional costs of laser assisted surgery, premium IOLs, like toric or multifocals

Flexible Financing with CareCredit

Don’t miss a single day. See life's moments clearly with a premium-IOL during cataract surgery. The CareCredit credit card can help.

We proudly accept the CareCredit credit card to help you finance your healthcare needs. Now you can pay online with CareCredit to help pay at the time of care, when you get a post-care bill, or up to 30 days before your appointment, quickly and securely. Special financing options are available.*

The CareCredit health, wellness, and personal care credit card gives you a convenient, flexible way to pay for care! With everyday promotional financing for purchases of $200 or more, you can pay over time with convenient monthly payments.*

See if you prequalify with no impact to your credit score.

*Subject to credit approval. Minimum monthly payments required. Promotional financing options are available on purchases of $200 or more. Standard Account Terms apply to purchases of less than $200. Promotional financing options available through Pay My Provider may differ from options available in-office. See for details.

Cataract Cost

Frequently Asked Questions

While cataract surgery with a premium IOL may have a higher upfront cost than cataract surgery with a standard monofocal lens, there are several options available to make it more affordable. During your cataract evaluation, we’ll work with you to identify the best premium IOL option for your unique vision goals and budget.

At Raleigh Ophthalmology, our practice provides flexible financing plans that allow you to spread the cost over time. Our surgery schedulers will work with you to determine your payment options.

In most cases, health insurance plans, including Medicare, will cover the base cost of cataract surgery with a monofocal IOL. However, the additional cost associated with a premium IOL is typically not covered by insurance.

Our team can provide you with a detailed cost estimate, assist you in navigating your insurance coverage, and even file claims on your behalf to ensure a smooth process.

Using your pre-tax funds from medical savings accounts, such as health savings accounts (HSAs) and flexible spending accounts (FSAs), is a great way to pay for out-of-pocket expenses related to cataract surgery, including the cost of a premium IOL upgrade. Our team will provide you with all the necessary information to use your savings account for your cataract surgery.

Yes! At Raleigh Ophthalmology, we offer convenient financing options to help make cataract surgery with a premium IOL more budget-friendly.

Through partnerships with independent financing providers like CareCredit, you can secure a plan that allows you to split the cost into manageable monthly payments. To learn more about the financing options, contact our office.

In many cases, you are able to deduct the cost of your cataract surgery and premium IOLs on your taxes if your total medical expenses for the year are high enough. Our team will give you a receipt that lists all the costs associated with your cataract procedure.

You can use this receipt to potentially claim a deduction when filing your taxes. However, everyone’s tax situation is different.

To know for sure if you can deduct the cost of your premium IOLs, it’s best to talk to a tax professional who can look at your specific financial circumstances and provide personalized advice.